Products and Services for Individuals

Investment Accounts and Advisory Programs

Fixed-Income Investments

Mutual Funds (income-oriented)

Unit Investment Trusts (income-oriented)

Municipal and Government Bonds

Money Markets

Certificates of Deposit


Equity Investments

Mutual Funds (growth-oriented)

Large Cap Growth/Value Funds

Small/Mid Cap Growth/Value Funds

International Equity Funds

Asset Allocation Funds

Sector Funds

Publicly Traded Stocks


Individual Retirement/Education Planning

Traditional and Roth IRA

Coverdell Education Savings Account

529 Plans


Life Insurance

Annual Renewable Term

Level Term 

Whole Life

Universal Life

Variable Universal Life

Survivorship Variable Universal Life

Survivorship Universal Life



Fixed (single flexible & immediate)

Variable Annuities (immediate & flexible payment)

Group Annuities (qualified retirement plans)

Equity Indexed Annuities


Disability & Long-Term Care Insurance

Individual Disability Income

Individual Long-Term Care


Alternative Investments


Business Development Companies

Limited Partnerships

Managed Futures

Precious Metals

Private Equity/Hedge Funds